Terms of Service

Welcome to Mind Body Health Plan (“MBHP”, “we”, “us”, or “our”). These Terms of Service (“Terms”) govern your access to and use of our website, products, and services (collectively, the “Services”). Please read them carefully.

Last Updated: Sep 2, 2025

Introduction

By accessing or using the Services, you agree to be bound by these Terms and our Privacy Policy. If you do not agree, you may not use the Services.

Important Notice

These Terms contain a mandatory arbitration clause and class action waiver (see Dispute Resolution), which affect your legal rights.

Acceptance of Terms

You affirm that you are capable of entering into a binding agreement. Your continued use of the Services constitutes acceptance of any updated Terms.

  • Supplemental terms may apply to specific offerings and will be disclosed in connection with those Services.
  • If you are using the Services on behalf of an entity, you represent that you have authority to bind that entity.

Eligibility & Accounts

To use certain features, you may need to create an account and provide accurate, current information.

  • You must be at least the age of majority in your jurisdiction or have parental consent.
  • You are responsible for safeguarding your credentials and for all activity under your account.
  • Notify us immediately of any unauthorized use or security breach.

User Obligations

You agree to use the Services only for lawful purposes and in accordance with these Terms and any applicable policies.

  • Provide accurate information and keep it updated.
  • Comply with all applicable laws, regulations, and professional guidelines.
  • Respect others’ rights, including privacy and intellectual property.

User Content & License

You may submit content (e.g., reviews, comments, data) (“User Content”). You retain ownership of your User Content.

  • By submitting User Content, you grant MBHP a worldwide, non-exclusive, royalty-free license to use, reproduce, modify, adapt, publish, translate, distribute, and display such content for operating and improving the Services.
  • You represent that you have all rights necessary to grant this license and that your content does not infringe any third-party rights or applicable law.
  • We may remove or moderate User Content at our discretion.

Purchases & Payments

Paid Services may be offered. Prices, fees, taxes, and billing terms will be disclosed at checkout or in an order form.

  • All charges are due immediately unless otherwise stated. You authorize us (or our payment processors) to charge your payment method.
  • Taxes: You are responsible for any applicable taxes, duties, or levies.
  • Failed payments may result in suspension or termination of access.

Subscriptions & Trials

For subscription Services, your subscription will auto-renew at the end of each term unless canceled before renewal.

  • Trial periods, if any, will convert to paid plans unless canceled before the trial ends.
  • You can cancel at any time through your account settings; cancellations take effect at the end of the current billing period.
  • Except where required by law, payments are non-refundable.

Shipping, Returns & Refunds

Where physical goods are offered, additional terms apply:

  • Shipping: Estimated delivery dates are not guaranteed and may vary by carrier and destination.
  • Returns: Items may be returnable within the stated window if unused and in original packaging, unless otherwise noted.
  • Refunds: Processed to the original payment method after inspection; shipping fees may be non-refundable.

Intellectual Property

The Services, including text, graphics, logos, trademarks, service marks, software, and other materials, are owned by MBHP or its licensors and are protected by intellectual property laws.

  • No rights are granted except as expressly set forth in these Terms.
  • You may not copy, modify, distribute, sell, or lease any part of the Services without prior written consent.

Prohibited Uses

You agree not to:

  • Use the Services for unlawful, harmful, fraudulent, or deceptive purposes.
  • Interfere with or disrupt the integrity or performance of the Services.
  • Attempt to gain unauthorized access to accounts, systems, or networks.
  • Reverse engineer, decompile, or attempt to extract source code, except where permitted by law.
  • Upload malware, spam, or content that is defamatory, obscene, or infringing.

Third-Party Services

The Services may link to or integrate with third-party websites, apps, or services. We are not responsible for third-party content, policies, or practices. Your use of third-party services is at your own risk and subject to their terms.

Disclaimers

THE SERVICES ARE PROVIDED “AS IS” AND “AS AVAILABLE.” TO THE MAXIMUM EXTENT PERMITTED BY LAW, MBHP DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT. We do not warrant that the Services will be uninterrupted, secure, or error-free.

Healthcare Notice: Information provided through the Services is for informational purposes only and is not a substitute for professional medical advice, diagnosis, or treatment. Always seek the advice of a qualified healthcare provider with any questions regarding a medical condition.

Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, MBHP AND ITS AFFILIATES, OFFICERS, EMPLOYEES, AGENTS, AND PARTNERS WILL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS, DATA, USE, GOODWILL, OR OTHER INTANGIBLE LOSSES, ARISING OUT OF OR IN CONNECTION WITH YOUR USE OF THE SERVICES.

IN NO EVENT WILL OUR AGGREGATE LIABILITY EXCEED THE GREATER OF (A) THE AMOUNT YOU PAID TO MBHP FOR THE SERVICES IN THE TWELVE (12) MONTHS PRECEDING THE CLAIM OR (B) USD $100 (OR EQUIVALENT).

Indemnification

You agree to defend, indemnify, and hold harmless MBHP and its affiliates from and against any claims, liabilities, damages, losses, and expenses (including reasonable attorneys’ fees) arising out of or in any way connected with your use of the Services, your User Content, or your violation of these Terms or applicable law.

Termination

We may suspend or terminate your access to the Services at any time, with or without notice, for any reason, including if we reasonably believe you have violated these Terms. Upon termination, your right to use the Services will immediately cease.

Governing Law

These Terms are governed by the laws of the jurisdiction where MBHP is established, without regard to conflict of laws principles. The United Nations Convention on Contracts for the International Sale of Goods does not apply.

Dispute Resolution

Informal Resolution: Before filing a claim, you agree to try to resolve the dispute informally by contacting us at the email below. If a dispute is not resolved within 30 days, either party may initiate formal proceedings.

Arbitration & Class Waiver: Except where prohibited by law, any dispute arising from or relating to these Terms or the Services will be resolved by binding, individual arbitration, and not in a class, representative, or consolidated action.

You may opt out of arbitration within 30 days of first accepting these Terms by sending a written notice to our legal contact.

Changes to These Terms

We may update these Terms from time to time. Material changes will be indicated by updating the “Last Updated” date and, where appropriate, by additional notice.

  • Revised Terms become effective upon posting unless otherwise stated.
  • Your continued use of the Services after changes constitutes acceptance of the revised Terms.